When I started coaching with Todd, I was a traditional buy and hold investor who did a little stock picking on the side, and I was on the verge of making a major real estate investment decision that would have been unwise. We immediately clarified the real estate decision ultimately putting 100's of thousands of dollars in my pocket. On the portfolio investment side, he taught me a totally different way of thinking about money, retirement, and investing that has now changed how I run my portfolio and will pay long lasting dividends.