I just wanted to drop you a note and let you know your financial coaching session on negotiating financing for my home was one of the best investments I ever made. I followed your process step by step and here are the results: no lock in fee, appraisal fee, credit report fee, doc prep fee and discounted other fees. Total savings on fees alone was $2,950 – not to mention a lower interest rate. It took me just three hours of research and phone calls. The investment I have made in your services has sure paid off, and thanks again for the advice.