With the current period of high market valuations and low bond returns (2014), I was concerned about keeping and growing my investments. Todd’s teaching strategy was custom-made to my fledgling investment knowledge base. What I got out of our sessions (and selected readings) was a much deeper understanding of investing that gave me specific strategies to grow my portfolio safely using risk-management overlays. I’m now clear about my investment goals, and I’m more confident I will reach them using the tools and strategies from this course. This knowledge was well worth the money.