How does rising longevity and the “age of biology” affect retirement planning? Denis, a reader with a background in biology and genetics, posts this question: “… my parents may live to 80-90 years after retiring in their 60s but my siblings and I are probably going to live 120+ years and work well into our 70s. This completely tranforms the savings/retirement equation. I was curious to know how you factor that in to retirement planning…”
A Bad Year Is A Great Year To Convert To A Roth IRA
If your income is down or your retirement accounts are at a loss this year you may be overlooking a potential benefit hiding behind all that pain. It is a way for you to make lemonade out of lemons. Consider converting your regular IRA’s, SEP-IRA’s, etc. into a Roth IRA this year. Here’s how it can benefit you…
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