(Editors Note – This course is not available right now, but the good news is that Step 3 – Design Your Wealth Plan is. That means you can get started now because Step 3 is a standalone course and the first place I start every new coaching client. It's probably the best place for you to start as well. Learn more here...)

Not sure where to start?

Then you’re in the right place.

Step 1 is how you enter the path to financial freedom on the right foot.

It is the essential starting point for the journey.

Just as the height of a skyscraper is limited by the depth and strength of its foundation, the same is true with your wealth.

It’s one reason so many people fail at building wealth.

The Reason Lottery Winners Go Broke

We’ve all read the stories about lottery winners who are broke again within a few years.

We’ve also heard about schoolteachers who leave millions to charity.

What is the difference?

How can someone who receives millions quickly lose it all again; whereas, someone who never made more than a basic wage accumulate millions over a lifetime?

The answer is contained in this course. Their personal financial foundation is what determined these disparate outcomes.

With the right financial foundation a schoolteacher can build a skyscraper, and with the wrong foundation a millionaire can be toppled.

That’s why it is the essential starting point.

Without a proper foundation you are always at risk of having all your good work go down the drain.

The Life Cycle Of Building Wealth

The wealth building process is governed by principles that determine your life cycle for building wealth.

In the early stages the most important determinant of your financial outcome in life is your savings rate as a percent of your spending. The higher your savings rate, the sooner you will attain financial freedom. If your savings rate is low enough, you may never reach your goal.

In the second half of your wealth building life cycle the most important determinant of your financial outcome in life is your investment return net of inflation.

The first half of your lifecycle is solved by this course and Step 2. The second half your life cycle is solved by the Step 5 – Expectancy Investing course later in this series.

So in this course you’ll address two essential aspects of building a rock solid financial foundation for your wealth.

• You’ll maximize your savings rate as a percent of your income to accelerate the first half of your wealth building life cycle.
• You’ll build a rock solid foundation of personal financial planning practices to manage risk and get your financial house in order.

What You Will Get

Step 1 focuses on the 7 key areas of personal finance to build a solid financial foundation:

• Savings
• Taxes
• Debt Management
• Budgeting
• Credit
• Beginner Investing
• Risk Management

This is about taking control over your finances – personal finance 101.

You’ll discover how to manage the money that comes into your life and the money that goes out so that assets accumulate at the fastest rate possible.

It’s about taking control of your money and gaining peace of mind.

Each lesson is broken down into actionable baby steps so that you’re never confused. You’ll know where to start and what to do next.

You’ll know how to strategically prioritize your action steps for greatest efficiency to get the biggest bang for your time and money.

It’s a cohesive, soup-to-nuts course so that you’re not hassling with assembling fragmented knowledge from a variety of contradictory sources.

What You Will Learn

• How you can become completely debt free (including your mortgage) in 5-8 years.
• How to create a savings plan you can stick with.
• How to organize and automate your finances.
• The 10% solution.
• The proper use of insurance, and how to avoid the rip-offs.
• How to prioritize and set clear financial goals.
• Frugality vs. earn more? Which best fits your plan?
• How to optimize every buying decision using the “No-Budget” budget. (Yes, budgets suck, but this doesn’t.)
• The foundational principles of good tax planning.
• You can’t improve what you don’t track – beginning balance sheet and income statements for personal finance.
• Essential lessons the Millionaire Next Door can teach you.
• Understanding your tax return, and why it matters.
• The easiest way to track your money.
• How to get rich through goal setting.
• Beginning risk management, because the “unexpected” is actually expected.

What You Won’t Get

• No get-rich-quick schemes here. This is serious education for serious wealth builders.
• There won’t be any sales pitches for investment products.
• This NOT associated with any debt consolidation, credit repair, or banking service.
• No biased advice because of commission incentives.
• No stock recommendations or market advice.
• There are no up sells, cross sells, back end sales, or other marketing gimmicks.
• You get the exact course promised with the benefits promised.
• Just straight forward education that works.

How To Know If This Course Is Right For You

• Do your finances feel out of control?
• Are you still having trouble saving money every month?
• Don’t have an emergency fund that can withstand the inevitable “rainy-day”?
• Not sure where to start to get off on the right foot toward financial freedom?
• Have you still not executed a traditional financial plan?
• Do you still spend more than you make so there is more month than money and growing debt?
• Is your financial house strong enough to withstand the acceleration phase of building wealth?
• If you see yourself in any of these questions, then this is the right starting point for you.

What About All The Bonuses and Guarantees?

• Bonuses: There are no bonuses because I’m not going to waste your time with marketing gimmicks. The course is worth many times what you will pay, and I don’t want your limited time distracted from this essential education with a giant box of garbage ebooks and time wasting downloads of dubious value. There is plenty to learn and do in this course without stacking on a bunch of clever stuff to artificially inflate the perceived value. You get the promise of the course alone and the results it will produce. That is more than enough to justify the price without gimmicks.
• Money Back Guarantee: You get a full 60 day, 100% money back guarantee. Try it out and refund afterword if you are unhappy for any reason. The risk is 100% on me to deliver as promised. You are never at risk.
• Results Guarantee: I don’t offer any results guarantee because nobody can guarantee that anyone will do anything. I know the education works because I’ve seen what my coaching clients have done with it over the years. It is fully proven. However, you will get out of it what you put into it. I offer a royal road to useful knowledge through carefully structured education, but I can’t guarantee how you will use that knowledge, if at all. That is entirely your responsibility.

Answers To Your Most Common Questions:

How does the course work?

• It’s a multimedia self-paced course, with lessons in video, audio, and PDF transcripts as well so you can learn in whatever format is convenient for you. I’ll email you when new lessons are available. You’ll always be able to access your material via course emails or directly through the Financial Mentor training site.

What if I have questions about the material or process?

• I don’t want you to feel like I’m just giving you access to this course and then walking away with no ability to reach me for feedback and questions. That’s why I include weekly office hours to get your feedback and answer your questions. In addition to having access to me, I’ve added a private Facebook group for masterminding among like-minded wealth builders.

Is this course live?

• This is NOT a live presentation. It’s an online video and audio course you can take at your own pace. It comes with lifetime access so the strategies and tactics in the course will always be available to you, ready whenever you need them.

How much time will it take?

• You can go as fast or as slow as you want. You can download the material and work through it on your phone or laptop. You can read the transcripts or listen to the audio while commuting or working out. Because it comes with lifetime access you can go as fast or as slow as you want.

What if I fall behind or miss a call?

• Don’t worry. The course comes with lifetime access so you can take a break if you are out of town or on vacation or just get temporarily swamped. Interruptions happen, and everything is recorded so you have access 24/7 at your convenience. If you need to take a break, that’s no problem. You can “resume” your learning any time you want. It will always be there and waiting when you’re ready.

Why should I buy your course with all the free stuff out there?

• I’ve figured out how to take 25 years of research, integrate all the contradictory financial advice, eliminate the nonsense, and simplify the whole thing into a cohesive course of study that makes complete sense to both non-expert and experts.Plus, it’s 100% actionable. You’re paying for the royal road to this knowledge. No wasted time. No dead-end paths. No nonsense. What is your time worth? What is it worth for you to get the results you want now instead of later? If you have assets at risk right now then the time value of the results should be more than enough to justify the price (not to mention the time saved in learning).

I think I may be too busy to take your course. Maybe later…

• What is the cost of unmanaged risk when Murphy’s Law strikes? What is the opportunity cost of lost gains because you weren’t using these strategies? What impact will delay cause on the lifetime, compound return of your money? These are all questions you need to consider in deciding what priority you give to taking this course. The numbers should make the decision obvious.

Do you have a money-back guarantee on your course?

• I only want happy clients. If you are dissatisfied or just change your mind anytime in the first 60 days, simply let me know and you’ll receive a 100% refund.

Does this work for international students or is it U.S. investors only?

• The principles to successful personal financial management know no borders and neither does this course. While language and some examples may be U.S. centric, the course is completely applicable with minimal adjustment for international students.

Can you give me a behind the scenes look at the course…

• The bad news is I can’t show it to you right now because I’m building the product live with the first group. Sorry. The good news is you get to be in that first group and get deep one-on-one access to me and personal interaction that future attendees won’t get once it is in final product form.

Is this course worth the money?

Given that I give it away free as my contribution to everyone improving their finances without any barriers due to cost, the decision is a no-brainer.

You have nothing to lose.

[A FEW MORE TESTIMONIALS]

Closing Thoughts

If you don’t have your financial foundation in place then there is no better time than now.

You must build a solid foundation so you don’t fall down when you hit the acceleration phase of wealth building.

Click here to start now!

(Note: This sales page is for a forthcoming course that is not available yet thus the link above is not working.)

(Editors Note – This course is not available right now, but the good news is that Step 3 – Design Your Wealth Plan is. That means you can get started now because Step 3 is a standalone course and the first place I start every new coaching client. It's probably the best place for you to start as well. Learn more here...)