Are you ten to fifteen years away from retirement, yet find yourself without sufficient savings? You’re not alone. The good news is that it’s never too late to start saving. Through the power of converting non-earning assets to investment savings, decreasing expenses, earning more, cutting investment expenses, and other less common strategies, you can reach your retirement savings goal on time. These 27 catch-up strategies will show you how…
The Dirty Dozen Retirement Planning Mistakes to Avoid
You get one shot to secure your retirement because there’s no second attempt. If you plan correctly then you get to enjoy decades of financial security. However, if you make one of these mistakes then you could end up handing out shopping carts at a big box store or flipping burgers to make up the difference. The funny thing is how it’s not that hard to do right, but there are a few key principles you must understand now. Discover how to avoid these 12 most important retirement planning mistakes so that you can enjoy a future retirement filled with prosperity and joy…
Retirement Savings Statistics Get Uglier
Are you on track for retirement? Most people aren’t (unfortunately) and these retirement savings statistics prove it. Data collected over years shows little has changed in worker behavior despite changes in the economy. Here are some of the surprising numbers…
5 Reasons Retirement Calculators Can’t Be Trusted
Are you using retirement calculators correctly? If you aren’t, you run the huge risk of estimating your retirement savings incorrectly, leaving you dangerously exposed during what should be your golden years. Learn why the assumptions retirement calculators use are critical, the reasoning and math behind those assumptions, and the 5 rules you must follow when using retirement calculators so you can take advantage of this powerful tool.
5 Ways To Reduce How Much You Need To Save For Retirement By $300,000 (or More!)
If your retirement looms large, but your nest egg doesn’t, then this article can help. You’ll discover 5 simple strategies to reduce the amount of savings you need in retirement by $300,000… or more! Surprisingly, it’s much easier to reduce how much you need to save than it is to increase your savings. This is a frequently overlooked strategy that can allow you to reach your financial goals faster, and with greater security…
How To Determine Your Legacy In Life… Before Your Death
What issues will your family confront after your death, and how will it shape their opinion of your life? Discover the dire consequences of not setting up a proper estate plan so you can take the simple steps to putting your affairs in order now. You’ll learn how to create a legacy that benefits you today… and your family into the future.
How To Retire Early: 6 Essential Strategies You Must Know…
The goal of retiring early means you have less time to accumulate assets and more time to live off them. Traditional methods for building wealth that work for others won’t work for you. In this article, you’ll discover the 3 paths you can take to accelerate you asset growth, 3 simple rules to create perpetual income streams, and how you can beat the inflation enemy…
Are Safe Withdrawal Rates Really Safe?
Retirement income planning is inherently problematic because you’re trying to convert a volatile pool of assets into a stable, reliable income stream that you’ll never outlive. How do you do that? In this article I deep-dive into the history of safe withdrawal rate research and the resulting 4% Rule – warts, blemishes, and all. I reveal what is true and false about conventional wisdom. This knowledge is inextricably intertwined with proper investment strategy making it essential to your financial security…
12 Tips To Build Wealth For Early Retirement
Building wealth for a secure, early retirement is actually very simple – in theory. It requires just three easy-to-understand principles. However, few people ever retire early because it has little to do with understanding these principles, and everything to do with taking effective action. Discover how you can overcome the two hurdles that block action so you can achieve breakthrough results…
Retirement Planning Checklist
Retirement planning doesn’t have to be complicated. You don’t need a degree in finance and you don’t have to read a bunch of books to understand the important action steps. For the bulk of your working years, there are just a few important and very simple actions that need to be done right. The rest can be figured out in the years immediately preceding the day you retire. That is why I created this retirement planning checklist: to demystify the vagueness around retirement planning, simplify the process where appropriate, and provide a step-by-step guide so that you can do those few important things right at each stage of your life. Use this retirement planning checklist as a handy reference guide…
