Financial Advice 101 Tutorial Guide Spoiler Alert: It’s Sooner Than You Think! Let’s face it, nobody really wants to buy life insurance. After all, adding an extra expense to your budget for something you’ll (hopefully) never use isn’t at the top of most people’s wish lists. However, life insurance coverage is a critical part of […]
Traditional financial advice isn't wrong - it is just a dangerous half-truth. Discover what you've been missing...
The sad reality is most investment brokers, financial planners, financial advisers, and financial consultants are euphemisms for the word "salesperson".
They present themselves as a fiduciary representing only your best interests, but most are paid to sell you investment products and services. This can cause a conflict of interest that biases the financial advice you receive.
How can you get reliable financial advice without having to become a financial expert yourself? The articles below can help...
- How to Get the Right Financial Advice for The Right Price: Learn more about the business reality of financial advice and how compensation biases the financial advice you receive.
- Financial Advice vs. Financial Coaching: Which is Best For You?: Discover the inherent limitations built into the financial advice business model and consider how financial coaching might provide a useful alternative for you.
- 6 Reasons Why It Pays To Be Your Own Financial Expert: Reveals the conflicts of interest hiding behind most financial advice so that you can make smarter, more profitable investment decisions.
- Five Hot Stocks That Could Double This Year And Other Useless Financial Advice: Most of what passes for financial advice is actually useless forecasting. Learn how to tell the difference so that you can stop wasting time on valueless information and focus on what makes money.
- Can You Trust Your Financial Advice? Take This Test...: Find out if the financial advice you receive passes this "gold-standard" test by learning 12 essential questions that can separate good investment advice from bad.
The unfortunate reality is no advisor is going to put a higher priority on growing your money than his own. This is not a conspiracy theory and it doesn't make advisers bad people - it is just business reality.
You must understand the conflicts of interest and inherent problems with financial advice so you can maximize your investment returns and retire with security and peace of mind.
There is no such thing as free financial advice. One way or another you will pay the price. It is just a question of what price you choose to pay.
I hope these articles help you make smart financial decisions.
Below you’ll find a listing of our most recent articles about Financial Advice providing you with additional strategies and information when you are ready to take the next step...
How To Consolidate Debt, The Smart Way
Debt consolidation can save money and help you payoff debt sooner. But you must be careful: Some products are better than others, and some are downright scams. Learn how to consolidate debt the smart way.
How Much Does Life Insurance Cost?
Many people assume life insurance is always expensive, but that simply isn’t the case. When you purchase the right amount and the right type of life insurance, a policy might cost a lot less than you think.
How Does Life Insurance Work?
Although the general concept of life insurance is pretty simple, when you dive into the details, things start to get complicated. Life insurance is a legal contract, and, as such, there are many small details that can make a big difference. Here’s what you need to know about how life insurance works.
Do I Need Life Insurance? Why Is Life Insurance Important?
Life insurance is an important part of a comprehensive financial plan that serves to mange the risk that you might die prematurely. Learn why life insurance is so important, and the real reasons most people need at least some kind of term life insurance policy.
How Much Life Insurance Do You Need?
How much life insurance you you really need? Relying upon an insurance agent’s word or an oversimplified “rule of thumb” can lead you to buy either too little life insurance—or too much! Here’s how to ensure you have the protection you need without paying for too much.
Bubbles, Bubbles Everywhere – How To Protect Yourself
All of the major markets are in extreme overvaluation territory creating extraordinary risk of loss. But this has been true for years so why the warning now? Discover the 4 symptoms that separate bubbles that burst from simple overvaluation, and find out how current market conditions stack up. Are we on the precipice of a collapse, or are we at the beginning of a sudden, final price acceleration? This complete analysis will give you all the facts and show you how to manage your risk of loss for the inevitable fall around the corner…
FM 024: How To Pay For College When You Don’t Qualify for Financial Aid, with Brad Baldridge & Jocelyn Paonita
Paying for your kids college is one of the biggest expenses you’ll face. Many schools are so expensive that you could give your child a paid-off home and a secure retirement for what the education will cost. To make matters worse, the chances are good you won’t qualify for need-based aid to help with the bill. So what are the strategies you can use to make college affordable? In this podcast interview, I provide proven strategies from two separate experts in back-to-back interviews providing a complete guide to making college affordable when you don’t qualify for need-based financial aid…
Podcast: Play in new window | Download | Embed
Subscribe: Apple Podcasts | RSSShow Notes
5 Rules For Getting The Best Financial Advice For Your Money
Do you know all the ways your financial adviser profits from your account? What’s the difference between a broker and a financial adviser? If you can’t answer both of these questions with confidence you’re not alone. Multiple studies show investors are confused – and for good reason. Compensation, both hidden and disclosed, has evolved in recent years. The formerly clear lines of demarcation between different financial advisory roles have been blurred. Why should you care? The reason is compensation structure – how you pay for the financial advice your receive, and the conflicts of interest it causes – affect the quality of advice you receive. This article will show you how to get the best financial advice for your money…
6 Disturbing Truths Your Financial Expert Won’t Disclose… But Should
Most of us look to financial experts for their knowledge and advice because, well, they’re experts. We pay them for that knowledge because we lack it ourselves. Unfortunately, that knowledge isn’t always as valuable as you might think, particularly when it comes to financial advice. In fact, it’s more valuable to become your own financial expert. Why? Financial professionals aren’t always right, and they don’t always invest with your best interests in mind. Discover how you can improve your investment performance by managing these inherent conflicts of interest…
- Next Page »